HUD-184

The HUD-184 Loan is a program for Native Americans of all members of federally recognized Tribes to purchase a home, refinance or build a home, regardless of income, or degree of Indian Blood. You just need your citizenship card from your Tribe.

Minimum Down Payment: 2.25%

Gift Funds: All funds required can be a gift from an acceptable donor; family member, fiance, domestic partner, etc.

Seller Sales Contributions: 6%

Maximum Loan Amounts (Owner Occupied): 1 UNIT - $331,760

Mortgage Insurance-Purchase Transactions: 1.50% Loan Guarantee Fee; .015 annual fee paid monthly